Why Cargo Insurance policies cap at $1M and we insure up to $15M

Why Cargo Insurance policies cap at $1M and we insure up to $15M

Most cargo insurance policies stop at $1M. While that may be enough for everyday freight, it leaves companies moving turbines, engines, and other oversized loads dangerously exposed. What happens if your $10M shipment is damaged in transit? A $1M payout won’t come close to covering the loss.

The $1M Problem

  • Standard cargo insurance often caps at $1M per load.
  • Heavy-haul shipments regularly exceed that value.
  • This gap leaves shippers, carriers, and brokers at serious financial risk.

Why the Market Has Gaps

  • Most brokers rely on carriers with conservative limits.
  • High-value freight requires specialized underwriters.
  • Clients are too often told: “Sorry, we can’t provide coverage.”

How Freight Insurance Direct Solves This

  • Coverage up to $15M per load — far beyond the $1M industry cap.
  • Instant certificates issued in minutes, not days.
  • Expertise since 1982 — trusted for complex, high-value freight.
  • Specialized in turbines, generators, aerospace engines, cranes, and heavy equipment.

Real-World Examples

  • A $12M turbine insured instantly when another broker capped at $2M.
  • An aerospace engine secured coverage in less than 10 minutes.

The Bottom Line

When brokers say no, Freight Insurance Direct says covered.

Whether your shipment is $2M, $10M, or $15M, we make sure it’s protected — fast.

Protect your next shipment with coverage you can trust.

Visit https://freightinsurancedirect.com/ or call 888-441-4435.

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